Specialist Services


JCT Non Negligence Cover (21.2.1 / 6.2.4 / 6.5.1)


It is highly likely that at some point you will be asked to place this cover, usually found within the JCT forms of contract under clauses 21.2.1, 6.2.4 or 6.5.1. You may have even signed contracts were you should already have placed cover without realising it resulting in a potential breach of contract and a serious situation in the event of a claim. This cover is not normally included within public liability policies.

The policy is designed to protect your client (the employer to the contract) against liability in respect of damage caused by collapse, subsidence, heave, vibration, weakening or removal of support or lowering of ground water arising out of or in the course of a contract.

It is particularly vital to have this cover in place when work involves underpinning, piling or any work on foundations, basements etc.

We are experts on this type of contractors insurance policy, as are our insurer partners, and we are therefore able to provide competitive quotations immediately or within a very short time scale.

Joint Names Fire Insurance / Unoccupied Properties


Often under building contracts, clauses are present whereby the owners of the property will need to insurer the building in the joint names of themselves and the contractor. Most insurers will decline to do this, whereas we have specialist markets to insure property undergoing renovation and usually unoccupied in joint names for specified perils. The policies can also been extended to include public liablity insurance protection.

Failure to insure on the correct basis could have serious financial consequences in the event of a claim.

Performance Bonds


The requirement for a Performance bond is common place in most commercial contracts particularly construction.

Obtaining Performance Bonds and Guarantees from traditional sources such as banks is sometimes difficult, time consuming and frequently ties up working capital.

We understand these problems which makes the issuing of Surety Bonds and Guarantees as simple as possible without the need to tie up valuable cash resources.